Digital Assets
一般来说，我们可以把数字资产分成几类：
- Security Tokens
- Real-World Assets
- Stablecoins
Security Tokens 证券型代币
Security Token 实际上就是 traditional security 如 stocks, bonds, funds 在区块链上的 digital representation. 通常，ST 可以代表 ownership rights (对应 stocks 股权), dividends (对应 bonds 债券), 或者其他 financial entitlements.
Benefits
- Quick Settlement
- Fractional Ownership
- Cost Reduction
- Unlock Capital
- 24/7 Captial Market
- 比较容易理解，因为是在区块链上交易，各种检查也会在区块链上由程序（智能合约）进行，所以无需人力介入，实现全天候的交易。
- Unified Platform
- 这个很容易理解，既然都变成了 token 的形式，那么大家就都可以在同一个区块链上进行交易，避免了不同证券需要在不同平台交易的问题
Real World Asstes (RWAs)
Stable Coins
A stablecoin is a cryptocurrency that is pegged (挂钩) to another asset.
Crypto-Collaterized 加密货币背书
Decentralized Finance (DeFi)
| Defi | Traditional Finance |
|---|---|
| Smart Contracts and Decentralized,Networks | Intermediaries: Banks, Brokers,Regulators |
| Bring your own wallet and identityCentralized Permissions and Sign Ups | |
| required | |
| Transparent, Verifiable and Immutable | |
| Globally availableLacks Transparency and Accountability | |
| Limited access due to intermediaries and | |
| regulations | |
| Low Fees and Fast TransactionsHigh Fees and Slow Transactions | |
| Rapid Competition and InnovationLimited Competition |